5 Pearl St, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 5 Pearl St, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,357 sqft · built 1955
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Sep 2001)
Tax Bill$17,570 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone AE (high risk)
APN39-527-00-0045

Property Details

APN / Parcel Number

Primary APN39-527-00-0045
Alternative APNs
  • 2035-39-527-00-0045-0
  • 39527000045000000000
  • 282035 39.-527-45
  • 39527 00450

Interior

Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,357 sqft Living Area
1st Floor Area1,294 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area200 sqft
PorchOpen Frame Porch
Porch Area150 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39527 00450
Street Address5 PEARL ST
CityVALLEY STREAM
StateNY
Zip11581-2831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 014
Legal Block527
Legal Lot Number45
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group2
Census Block2014
Census Tract410800

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 PEARL ST, VALLEY STREAM, NY 11581-2831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2001 · Amount on Record
Deed SaleSep 12, 2001 · Amount on Record
Deed Book / Page11378 / 618
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address5 PEARL ST, VALLEY STREAM, NY 11581-2831
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0442050567
DateMay 26, 2020
Book Page44205/567
Instrument2020-041426
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityValley Stream Village
Unified School DistrictHewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$622 (-14.33%) Land $250 Building $372$622,000 (-14.33%)
2025$17,570.00 (-2.64%)
2023$18,046.00 Additional exemption filed$726 Land $292 Building $434$726,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 152 policies
Nearby Flood Policies152 in force
Nearby Flood Claims115 (1979–2023)
Claims Outside the SFHA42 of 115
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 11 claims
  • Hurricane Sandy, Oct 2012 · 38 claims
  • Hurricane Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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