11 Pearl St, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 11 Pearl St, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,520 sqft · built 1954
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$885,000 (Apr 2026)
Tax Bill$13,442 (2026)
Deeds & MortgagesAug 2026 Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN39-527-00-0047

Property Details

APN / Parcel Number

Primary APN39-527-00-0047
Alternative APNs
  • 2089-39-527-00-0047-0
  • 39527000047000000000
  • 282089 39.-527-47
  • 39527 00470

Interior

Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,320 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Deck Area844 sqft
Patio Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39527 00470
Street Address11 PEARL ST
CityVALLEY STREAM
StateNY
Zip11581-2831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 014
Legal SubdivisionNORTH WOODMERE PK SEC #2
Legal Block527
Legal Lot Number47
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4000
Census Tract410900

Owner

Source: Nassau County and Hempstead Town records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address445 NORTHERN BLVD, GREAT NECK, NY 11021-4820
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · Commercial Mortgage
Apr 3, 2026Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage
CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO
Aug 10, 2026Deed of Trust, Mortgage · Construction Mortgage
CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 18, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2026 · Amount on Record
Deed SaleApr 3, 2026 · Amount on Record
Prior SaleJun 23, 2016 · Amount on Record
Deed Document Number202621733
Deed Book / PageD14736 / 62
Prior Transfer DateMar 4, 2021
Prior Transfer Doc0140540311
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Recording DateAug 13, 2026
Property Address11 PEARL ST, VALLEY STREAM, NY 11581-2831
Document Number0000054590
Book / Page48601 / 319
Instrument DateMar 18, 2026
Instrument202654590
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054590,
DateAug 13, 2026
Book Page48601/319
Instrument202654590
Lender
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

April 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateApr 3, 2026
Property Address11 PEARL ST, VALLEY STREAM, NY 11581-2831
Document NumberD147360062
Book / PageD14736 / 62
Instrument DateMar 18, 2026
Instrument202621733
Transaction TypeTransfer
Record UpdatedAug 12, 2026
Title CompanyCHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$357,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 NORTHERN BLVD, GREAT NECK, NY 11021-4820

Mortgage

DateApr 3, 2026
Lender
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.01%
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Recording DateAug 10, 2026
Property Address11 PEARL ST, VALLEY STREAM, NY 11581-2831
Document Number0000053395
Book / Page48594 / 849
Instrument DateMar 18, 2026
Instrument202653395
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyCHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053395,
DateAug 10, 2026
Book Page48594/849
Instrument202653395
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU NY
Recording DateMar 18, 2021
Property Address11 PEARL ST, VALLEY STREAM, NY 11581-2831
Document Number0140540311
Book / Page14054 / 311
Map ReferenceFILE 5497
Instrument DateMar 4, 2021
Instrument2021-035513
Transaction TypeTransfer
Record UpdatedMay 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 PEARL ST, VALLEY STREAM, NY 11581-2831

Mortgage

Document Number202103551445151329
DateMar 18, 2021
Instrument2021-03551445151329
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictHewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,442.00 (-20.7%)$510 (-6.08%) Land $261 Building $249$510,000 (-6.08%)
2025$16,951.00 (+10.52%)$543 (-4.23%) Land $278 Building $265$543,000 (-4.23%)
2023$15,337.00 Additional exemption filed$567 Land $290 Building $277$567,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Nearby Flood Policies208 in force
Nearby Flood Claims138 (1980–2023)
Claims Outside the SFHA65 of 138
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 6 claims
  • Hurricane Sandy, Oct 2012 · 77 claims
  • Hurricane Irene, Sep 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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