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5 Palmetto Dr, Stuart, FL 34996 Property Records

Martin County property record for 5 Palmetto Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,174 sqft · built 1985
Lot Size0.464 acres (20,212 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (May 1999)
Tax Bill$3,926 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-38-41-010-000-0014.0-1-0000

Property Details

APN / Parcel Number

Primary APN01-38-41-010-000-0014.0-1-0000
Alternative APNs
  • 01-38-41-010-000-00140-1
  • 138410100000014010000
  • 17767

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,174 sqft Living Area
Gross Area2,573 sqft
1st Floor Area2,174 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,212 sqft (0.464 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number17767
Street Address5 PALMETTO DR
CitySTUART
StateFL
Zip34996-6746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPALMETTO PARK LOT 14
Legal Range41E
Legal Township38S
Legal Section1
Legal SubdivisionPALMETTO PARK
Legal Block1
Legal Lot Number14
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1027
Census Tract502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 PALMETTO DR, STUART, FL 34996-6746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 1999 · Amount on Record
Deed SaleMay 24, 1999 · Amount on Record
Prior SaleMay 4, 1998 · Amount on Record
Deed Book / Page1395 / 1825
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5 PALMETTO DR, STUART, FL 34996-6746
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanyNOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 PALMETTO DR, STUART, FL 34996-6746

Mortgage

Document Number0032712925
DateNov 15, 2021
Book Page3271/2925
Instrument2926207
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,926.00 (-0.13%) Additional exemption filed$268,711 (+5.99%)$691,050 (+11.52%) Land $440,000 Building $251,050
2024$3,931.00 (+2.56%)
2023$3,833.00 (+1.64%) Additional exemption filed$253,533 (+3%)$619,640 (+15.49%) Land $350,000 Building $269,640
2022$3,771.00 Homeowner's exemption$246,149$536,550 Land $320,000 Building $216,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims110 (1982–2022)
Claims Outside the SFHA9 of 110
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: T-Mobile, Verizon.

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