2 Palmetto Dr, Stuart, FL 34996 Property Records

Martin County property record for 2 Palmetto Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,885 sqft · built 1972
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2024)
Tax Bill	$12,168 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2025 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-38-41-010-000-0017.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-010-000-0017.0-4-0000`
Alternative APNs	`01-38-41-010-000-00170-4` `138410100000017040000` `17770`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,885 sqft Living Area
1st Floor Area	2,885 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,212 sqft (0.464 acres)
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	784 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17770
Street Address	2 PALMETTO DR
City	STUART
State	FL
Zip	34996-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PALMETTO PARK LOT 17 OR 342/420
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	PALMETTO PARK
Legal Block	1
Legal Lot Number	17
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1036
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 PALMETTO DR, STUART, FL 34996-6745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	20243087124
Deed Book / Page	3453 / 2246
Last Transfer Date	Sep 1, 2026
Transfer Doc	0003204329
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 10, 2026
Property Address	2 PALMETTO DR, STUART, FL 34996-6745
Document Number	0003204329
Book / Page	3589 / 2041
Instrument Date	Sep 1, 2026
Instrument	20263204329
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2 PALMETTO DR, STUART, FL 34996-6745

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2 PALMETTO DR, STUART, FL 34996-6745
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PALMETTO DR, STUART, FL 34996-6745

Mortgage

Document Number	0035291224
Date	Oct 27, 2025
Book Page	3529/1224
Instrument	3153608

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 1, 2020
Property Address	2 PALMETTO DR, SEWALLS POINT, FL 34996-6745
Document Number	0031762922
Book / Page	3176 / 2922
Map Reference	MB 3 PG 66
Instrument Date	Nov 30, 2020
Instrument	2852696
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PEGASUS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,212.30
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PALMETTO DR, STUART, FL 34996-6745

Mortgage

Document Number	0031762924
Date	Dec 1, 2020
Instrument	3176/2924

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,168.00 (+73.19%)	$748,900 (+72.57%) Land $396,000 Building $352,900	$748,900 (+26.13%) Land $396,000 Building $352,900
2024	$7,026.00 (+2.12%)
2023	$6,880.00 (+3.32%) Additional exemption filed	$433,970 (+3%)	$593,760 (+14.98%) Land $315,000 Building $278,760
2022	$6,659.00 Homeowner's exemption	$421,331	$516,400 Land $288,000 Building $228,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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