5 Palama Way, Stuart, FL 34996 Property Records

Martin County property record for 5 Palama Way, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,293 sqft · built 2000
Lot Size0.484 acres (21,083 sqft)
OwnerIndividual Name on File
Last Sale$1,450,000 (Nov 2024)
Tax Bill$18,640 (2025)
Deeds & MortgagesAug 2017 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN26-37-41-015-000-0028.0-5-0000

Property Details

APN / Parcel Number

Primary APN26-37-41-015-000-0028.0-5-0000
Alternative APNs
  • 26-37-41-015-000-00280-5
  • 4172

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,293 sqft Living Area
Gross Area3,881 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,083 sqft (0.484 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
PorchOpen Porch
Porch Area1,282 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5 PALAMA WAY
CitySTUART
StateFL
Zip34996-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCASTLE HILL LOT 28
Legal Range41E
Legal Township37S
Legal Section26
Legal SubdivisionCASTLE HILL
Legal Block2
Legal Lot Number28
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2003
Census Tract502

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 PALAMA WAY, STUART, FL 34996-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
Feb 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
Aug 16, 2019Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Prior SaleMay 29, 2008 · Amount on Record
Deed Document Number20243102370
Deed Book / Page3470 / 2267
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5 PALAMA WAY, SEWALLS POINT, FL 34996-6511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029461308
DateAug 30, 2017
Book Page02946/1308
Instrument2653528
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2032

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5 PALAMA WAY, SEWALLS POINT, FL 34996-6511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030421987
DateFeb 21, 2019
Book Page3042/1987
Instrument2740088
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term163 Months
DueSep 1, 2032

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5 PALAMA WAY, SEWALLS POINT, FL 34996-6511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030770846
DateAug 16, 2019
Book Page3077/0846
Instrument2770492
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 1, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,640.00 (+76.03%)$1,205,270 (+86.23%) Land $650,000 Building $555,270$1,205,270 (+18.71%) Land $650,000 Building $555,270
2024$10,589.00 (+1.96%)
2023$10,385.00 (+3.21%) Additional exemption filed$647,211 (+3%)$1,015,290 (+5.11%) Land $400,000 Building $615,290
2022$10,062.00 Homeowner's exemption$628,361$965,970 Land $400,000 Building $565,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims62 (1979–2022)
Claims Outside the SFHA4 of 62
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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