3 Palama Way, Stuart, FL 34996 Property Records

Martin County property record for 3 Palama Way, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,190 sqft · built 2000
Lot Size	0.419 acres (18,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Mar 2019)
Tax Bill	$12,622 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-37-41-015-000-0027.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`26-37-41-015-000-0027.0-7-0000`
Alternative APNs	`26-37-41-015-000-00270-7` `4171`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,190 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	3,190 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	18,252 sqft (0.419 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4171
Street Address	3 PALAMA WAY
City	STUART
State	FL
Zip	34996-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CASTLE HILL LOT 27
Legal Range	41E
Legal Township	37S
Legal Section	26
Legal Subdivision	CASTLE HILL
Legal Block	2
Legal Lot Number	27
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2003
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 PALAMA WAY, STUART, FL 34996-6511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Jun 1, 2015 · Amount on Record
Deed Document Number	20192742170
Deed Book / Page	3044 / 2784
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 6, 2019
Property Address	3 PALAMA WAY, SEWALLS POINT, FL 34996-6511
Document Number	0030442784
Book / Page	003044 / 002784
Instrument Date	Mar 4, 2019
Instrument	2742170
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PALAMA WAY STUART FL 349966511, STUART, FL 34996-6511

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,622.00 (-0.65%) Additional exemption filed	$820,147 (+5.99%)	$1,159,560 (+12.24%) Land $650,000 Building $509,560
2024	$12,704.00 (+1.91%)
2023	$12,466.00 (+3.18%) Additional exemption filed	$773,820 (+3%)	$1,033,100 (+4.9%) Land $400,000 Building $633,100
2022	$12,082.00 Homeowner's exemption	$751,282	$984,800 Land $400,000 Building $584,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1979–2022)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20