Hampden County and Ludlow Town property record for 5 Olivia Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,474 sqft · built 2013 |
| Lot Size | 1.19 acres (52,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Mar 2013) |
| Tax Bill | $10,275 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:017-10857 B:3R L:0 |
| Primary APN | M:017-10857 B:3R L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Living Area |
| Gross Area | 5,796 sqft |
| Basement Area | 1,642 sqft |
| Unfinished Basement | 1,642 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,185 sqft (1.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 11306 |
|---|---|
| Street Address | 5 OLIVIA CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10857 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 810412 |
5 Olivia Cir is owned and occupied by two individuals who bought it in March 2013.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 OLIVIA CIR, LUDLOW, MA 01056-4104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2013 · Amount on File |
| Deed Sale | Mar 26, 2013 · Amount on File |
| Deed Document Number | 20131 |
| Deed Book / Page | 19743 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 5 OLIVIA CIR, LUDLOW, MA 01056-4104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23524-530 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 23524/530 |
| Instrument | 65967 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2026 property tax bill for 5 Olivia Cir was $10,275, up 1.4% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,275.00 (+1.44%) | $641,800 (+9.93%) Land $161,400 Building $480,400 | $647,112 (-11.19%) |
| 2025 | $10,129.00 (+3.21%) | $583,800 (+7.61%) Land $146,800 Building $437,000 | $728,650 (+68.53%) |
| 2024 | $9,814.00 (+1.97%) | $542,500 (+9.97%) Land $146,800 Building $395,700 | $432,345 |
| 2023 | $9,624.00 | $493,300 Land $128,900 Building $364,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Olivia Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Olivia Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GoNetspeed, T-Mobile.
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