2 Olivia Cir, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 2 Olivia Cir, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,388 sqft · built 2013
Lot Size	1.14 acres (50,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Nov 2012)
Tax Bill	$11,034 (2026)
Flood Zone	Zone X (minimal risk)
APN	`M:017-10857 B:3U L:0`

Property Details

APN / Parcel Number

Primary APN	`M:017-10857 B:3U L:0`
Alternative APNs	`LUDL M:17 B:10857 P:3U` `11309`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	6,340 sqft
Basement Area	2,532 sqft
Unfinished Basement	2,532 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,050 sqft (1.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11309
Street Address	2 OLIVIA CIR
City	LUDLOW
State	MA
Zip	01056-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10857
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1000
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OLIVIA CIR, LUDLOW, MA 01056-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2012 · Amount on Record
Deed Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	20127
Deed Book / Page	19554 / 485
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,034.00 (+0.55%)	$689,200 (+8.96%) Land $160,900 Building $528,300	$659,608 (-7.74%)
2025	$10,974.00 (+4.9%)	$632,500 (+9.37%) Land $146,300 Building $486,200	$714,970
2024	$10,461.00 (+2.64%)	$578,300 (+10.7%) Land $146,300 Building $432,000
2023	$10,192.00	$522,400 Land $128,400 Building $394,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20