5 Oaktree Ln, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 5 Oaktree Ln, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,120 sqft · built 1962
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jun 1996)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-3-42`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-3-42`
Alternative APNs	`268900700400030420000000` `00700400030420000000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,120 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,064 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400030420000000
Street Address	5 OAKTREE LN
City	SCHENECTADY
State	NY
Zip	12309-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 5 N-OAKTREE LA E-7 C-86-67
Legal Block	3
Legal Lot Number	42.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2007
Census Tract	13802

Owner

Source: Albany County and Colonie Town records · APN 012689 7.4-3-42

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 OAKTREE LN, SCHENECTADY, NY 12309-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 1996 · Amount on Record
Deed Sale	Jun 07, 1996 · Amount on Record
Deed Book / Page	2557 / 900
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	5 OAKTREE LN, SCHENECTADY, NY 12309-1801
Document Number	0000003480
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OAKTREE LN NISKAYUNA NY 123091801, NISKAYUNA, NY 12309-1801

Mortgage

Document Number	0000003480
Date	Feb 08, 2017
Instrument	3480

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,283.00 (-40.13%) Homeowner's exemption Senior Citizen's exemption	$202,500 (-) Land $50,600 Building $151,900	$463,400 (+16.7%) Land $115,793 Building $347,607
2023		$202,500 (-) Land $50,600 Building $151,900	$397,100 (+9.32%) Land $99,226 Building $297,874
2022		$202,500 Land $50,600 Building $151,900	$363,229 Land $90,762 Building $272,467
2021	$8,824.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

Based on FCC filings for 230 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.