Albany County and Colonie Town property record for 21 Oaktree Ln, Schenectady, NY 12309 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,265 sqft Living Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $488,000 (2022) |
| Tax Bill | $10,209.00 (2025) |
| Primary APN | 012689 7.4-6-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 1,314 sqft 1st Floor |
| Upper Floors Area | 951 sqft Upper Floors |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 744 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Porch | Slab |
| Porch Area | 449 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00700400060090000000 |
|---|---|
| Street Address | 21 OAKTREE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N-OAK TREE E-23 C-98-53 |
| Legal Subdivision | MAP NO 6 NISKAYUNA HILLS |
| Legal Block | 6 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 7.4-6-9
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 OAKTREE LN, SCHENECTADY, NY 12309-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2022 · Amount on Record |
| Deed Sale | Jun 03, 2022 · Amount on Record |
| Prior Sale | Oct 01, 2021 · Amount on Record |
| Deed Document Number | 202214061 |
| Prior Transfer Date | Oct 04, 2013 |
| Prior Transfer Doc | 0011491424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 21 OAKTREE LN, SCHENECTADY, NY 12309-1825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 8219 KIPPIS RD, MILLERSVILLE, MD 21108-1821 |
| Document Number | 0000000027 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | R2021-30027 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 21 OAKTREE LN, SCHENECTADY, NY 12309-1825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017189 |
|---|---|
| Date | Aug 03, 2018 |
| Instrument | R2018-17189 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 10, 2048 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,209.00 (+4.55%) | $210,100 (-) Land $52,500 Building $157,600 | $480,800 (+16.7%) Land $120,143 Building $360,657 |
| 2023 | $210,100 (-) Land $52,500 Building $157,600 | $412,000 (+9.32%) Land $102,951 Building $309,049 | |
| 2022 | $210,100 Land $52,500 Building $157,600 | $376,861 Land $94,170 Building $282,691 | |
| 2021 | $9,765.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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