5 Oak St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 5 Oak St, Waterville, ME 04901

Property Summary

Property Type	Triplex
Details	7 bd · 4.5 ba · 3,690 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jun 2023)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:058 B:005`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:058 B:005`
Alternative APN	`3140`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,690 sqft Living Area
Gross Area	6,965 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3140
Street Address	5 OAK ST
City	WATERVILLE
State	ME
Zip	04901-5677
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	5
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3014
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	143 EAMES RD, WINSLOW, ME 04901-0541
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FIVE COUNTY CREDIT UNION
Jul 27, 2020	Warranty Deed, Transfer
Oct 23, 2019	Quit Claim Deed, Foreclosure Quitclaim
Jul 26, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202311657
Deed Book / Page	14794 / 122
Prior Transfer Date	Aug 14, 2017
Prior Transfer Doc	2019024567
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jun 30, 2023
Property Address	5 OAK ST, WATERVILLE, ME 04901-5677
Document Number	2023011657
Book / Page	14794 / 122
Instrument Date	Jun 29, 2023
Instrument	2023011657
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 EAMES RD, WINSLOW, ME 04901-0541

Mortgage

Document Number	2023011658
Date	Jun 30, 2023
Instrument	2023011658

Lender

Name	FIVE COUNTY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 27, 2020
Property Address	5 OAK ST, WATERVILLE, ME 04901-5677
Document Number	2020017823
Book / Page	13644 / 305
Instrument Date	Jul 21, 2020
Instrument	2020017823
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 MAY ST, WATERVILLE, ME 04901-5650

October 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Oct 23, 2019
Property Address	5 OAK ST, WATERVILLE, ME 04901-5677
Document Number	2019024567
Book / Page	13373 / 324
Instrument Date	Aug 14, 2017
Instrument	2019024567
Transaction Type	Foreclosure
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST # STE, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WATERVILLE ME
Recording Date	Jul 26, 2017
Property Address	5 OAK ST, WATERVILLE, ME 04901-5677
Document Number	2017016528
Book / Page	12669 / 0084
Instrument	2017016528
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,247.00 (+4.81%)	$249,800 (+22.69%) Land $13,500 Building $236,300
2023	$4,052.00 (+52.05%)	$203,600 (+97.48%) Land $10,400 Building $193,200
2022	$2,665.00	$103,100 Land $7,800 Building $95,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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