14 Oak St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 14 Oak St, Waterville, ME 04901

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,288 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Jul 2023)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:323`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:323`
Alternative APN	`748`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	4,465 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	748
Street Address	14 OAK ST
City	WATERVILLE
State	ME
Zip	04901-5589
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	323
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3013
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

14 Oak St, a duplex, is owned by an individual who bought it in July 2023.

Source: Kennebec County and Waterville City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	160 MAIN ST, 2, FAIRFIELD, ME 04937-1529
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Dec 22, 2009
Deed Book / Page	14811 / 313
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 21, 2023
Property Address	14 OAK ST, WATERVILLE, ME 04901-5589
Document Number	2023013421
Book / Page	14811 / 313
Instrument Date	Jul 21, 2023
Instrument	2023013421
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 MAIN ST, FAIRFIELD, ME 04937-1529

Mortgage

Document Number	2023013422
Date	Jul 21, 2023
Instrument	2023013422

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 Oak St was $2,839, up 5.2% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,839.00 (+5.23%)	$167,000 (+23.8%) Land $13,800 Building $153,200
2024	$2,698.00 (+0.48%)	$134,900 (-) Land $10,600 Building $124,300
2023	$2,685.00 (+56.2%)	$134,900 (+102.86%) Land $10,600 Building $124,300
2022	$1,719.00	$66,500 Land $8,000 Building $58,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures