5 Oak St, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 5 Oak St, Harrison, NY 10528

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,856 sqft · built 1930
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Mar 2017)
Tax Bill$15,966 (2026)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Sale
Flood ZoneZone AE (high risk)
APN552801 0114.-20

Property Details

APN / Parcel Number

Primary APN552801 0114.-20
Alternative APNs
  • 5528000001140000020
  • 000007300

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,856 sqft Total Area
1st Floor Area1,428 sqft
2nd Floor Area1,428 sqft
Basement Area1,428 sqft
Finished Basement1,428 sqft
Unfinished Basement1,428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialStucco
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area26 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000007300
Street Address5 OAK ST
CityHARRISON
StateNY
Zip10528-3513
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB
Legal SubdivisionSECOND MAP OF FRANKLIN PARK
Legal Lot Number20
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group4
Census Block4000
Census Tract8404

Owner

5 Oak St, a duplex, is owned by two individuals who bought it in March 2017.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address43 PINEHURST DR, PURCHASE, NY 10577-1310
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 24, 2017Grant Deed, Transfer
JUDICIAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2017 · Amount on File
Deed SaleMar 24, 2017 · Amount on File
Deed Document Number2017570793140
Prior Transfer DateJun 6, 2002
Prior Transfer Doc0422550698
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address5 OAK ST, HARRISON, NY 10528-3513
Document Number0570823435
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyJUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address66 POST PL HARRISON NY 105283117, HARRISON, NY 10528-3117

Mortgage

Document Number0570823435
DateMar 24, 2017
Book Page057082/003435
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 23, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateMar 24, 2017
Property Address5 OAK ST, HARRISON, NY 10528-3513
Document Number0570793140
Book / Page057079 / 003140
Instrument DateMar 20, 2017
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyJUDICIAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address66 POST PL HARRISON NY 105283117, HARRISON, NY 10528-3117

Tax Assessment & Valuation

The 2026 property tax bill for 5 Oak St was $15,966, up 4.5% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,966.00 (+4.52%)
2025$15,276.00$9,500 (-) Land $1,500 Building $8,000$818,965 (-2.59%) Land $129,310 Building $689,655
2024$9,500 (-) Land $1,000 Building $8,500$840,708 (+3.54%) Land $88,496 Building $752,212
2023$9,500 Land $1,000 Building $8,500$811,966 Land $85,470 Building $726,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims65 (1978–2026)
Claims Outside the SFHA8 of 65
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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