Westchester County and Harrison Town property record for 23 Oak St, Harrison, NY 10528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1927 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (May 2017) |
| Tax Bill | $11,513 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 552801 0115.-18 |
| Primary APN | 552801 0115.-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 820 sqft |
| 2nd Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 132 sqft |
| Patio Area | 16 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000007410 |
|---|---|
| Street Address | 23 OAK ST |
| City | HARRISON |
| State | NY |
| Zip | 10528-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Subdivision | 2ND MAP OF FRANKLIN PARK |
| Legal Lot Number | 18 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 8404 |
23 Oak St is owned and occupied by two individuals who bought it in May 2017.
Source: Westchester County and Harrison Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 OAK ST, HARRISON, NY 10528-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LTD |
| May 17, 2017 | Bargain and Sale Deed, Transfer BENCHMARK TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | Aug 29, 2006 · Amount on File |
| Deed Document Number | 2017571313595 |
| Prior Transfer Date | Jul 24, 1998 |
| Prior Transfer Doc | 1207000212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 OAK ST, HARRISON, NY 10528-3522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOW WAY ABSTRCT |
| Name | Verified Name |
|---|
| Document Number | 0602793905 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 602793905 |
| Name | UNITED NORTHERN MORTGAGE BANKERS LTD |
|---|---|
| Type | Mortgage Company |
| Address | LEVITTOWN, NY 11756 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 17, 2017 |
| Property Address | 23 OAK ST, HARRISON, NY 10528-3522 |
| Document Number | 0571313595 |
| Instrument Date | May 12, 2017 |
| Instrument | 571313595 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | BENCHMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 MAPLE AVE, 131, RYE, NY 10580-1540 |
| Name | Verified Name |
|---|---|
| Address | 111 FENIMORE RD, MAMARONECK, NY 10543-3502 |
The 2026 property tax bill for 23 Oak St was $11,513, up 4.5% from the year before.
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,513.00 (+4.52%) | ||
| 2025 | $11,015.00 | $6,850 (-) Land $1,500 Building $5,350 | $590,517 (-2.59%) Land $129,310 Building $461,207 |
| 2024 | $6,850 (-) Land $680 Building $6,170 | $606,195 (+3.54%) Land $60,177 Building $546,018 | |
| 2023 | $6,850 Land $680 Building $6,170 | $585,470 Land $58,120 Building $527,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 65 (1978–2026) |
| Claims Outside the SFHA | 8 of 65 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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