Prospect Town property record for 5 Oak Ln, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1962 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Oct 2023) |
| Tax Bill | $4,528 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0122900 |
| Primary APN | G0122900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 2,464 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 826 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | G0122900 |
|---|---|
| Street Address | 5 OAK LN |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 100 |
| Legal Lot Number | 5 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 347100 |
Source: Prospect Town records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 OAK LN, PROSPECT, CT 06712-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Oct 31, 2023 | Warranty Deed, Transfer |
| Mar 16, 2020 | Quit Claim Deed, Transfer UNKNOWN |
| Dec 4, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Deed Document Number | 20231040 |
| Deed Book / Page | 925 / 103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Jun 12, 2026 |
| Property Address | 5 OAK LN, PROSPECT, CT 06712-1314 |
| Document Number | 0938000795 |
| Book / Page | 938 / 795 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 OAK LN, PROSPECT, CT 06712-1314 |
| Document Number | 000938-795, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 938/795 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Oct 31, 2023 |
| Property Address | 5 OAK LN, PROSPECT, CT 06712-1314 |
| Document Number | 000925-103 |
| Book / Page | 925 / 103 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 20231040 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 OAK LN, PROSPECT, CT 06712-1314 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Mar 16, 2020 |
| Property Address | 5 OAK LN, PROSPECT, CT 06712-1314 |
| Document Number | 855-296 |
| Book / Page | 000855 / 000296 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 OAK LN PROSPECT CT 067121314, PROSPECT, CT 06712-1314 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Dec 4, 2017 |
| Property Address | 5 OAK LN, PROSPECT, CT 06712-1314 |
| Document Number | 814-65 |
| Book / Page | 000814 / 000065 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 OAK LN PROSPECT CT 067121314, PROSPECT, CT 06712-1314 |
Source: Prospect Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,528.00 | $177,100 (+18.64%) Land $70,840 Building $106,260 | $123,970 Land $49,588 Building $74,382 |
| 2024 | $4,528.00 (-4.97%) | ||
| 2023 | $4,765.00 (-0.08%) | $149,280 (-) Land $70,870 Building $78,410 | |
| 2022 | $4,769.00 | $149,280 Land $70,870 Building $78,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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