Prospect Town property record for 10 Oak Ln, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1961 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,000 (Sep 2024) |
| Tax Bill | $6,991 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D0080700 |
| Primary APN | D0080700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,112 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | D0080700 |
|---|---|
| Street Address | 10 OAK LN |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 100 |
| Legal Lot Number | 10 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 347100 |
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 OAK LN, PROSPECT, CT 06712-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE MARKETS CUSO LLC |
| Dec 7, 2020 | Warranty Deed, Transfer · VA Mortgage BNC NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Prior Sale | Dec 7, 2020 · Amount on Record |
| Deed Document Number | 2024814 |
| Deed Book / Page | 929 / 581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Sep 9, 2024 |
| Property Address | 10 OAK LN, PROSPECT, CT 06712-1313 |
| Document Number | 000929-581 |
| Book / Page | 929 / 581 |
| Instrument Date | Sep 5, 2024 |
| Instrument | 2024814 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002024815 |
|---|---|
| Date | Sep 9, 2024 |
| Instrument | 2024-815 |
| Name | MORTGAGE MARKETS CUSO LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Dec 7, 2020 |
| Property Address | 10 OAK LN, PROSPECT, CT 06712-1313 |
| Document Number | 875-174 |
| Book / Page | 875 / 174 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 1755 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 1756 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 1756 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,991.00 (+11.34%) | $245,560 (-) Land $72,800 Building $172,760 | $410,083 (+138.57%) |
| 2025 | $6,279.00 | $245,560 (+47.44%) Land $72,800 Building $172,760 | $171,892 Land $50,960 Building $120,932 |
| 2024 | $6,279.00 (+18.12%) | ||
| 2023 | $5,316.00 (-0.09%) | $166,550 (-) Land $72,770 Building $93,780 | |
| 2022 | $5,321.00 | $166,550 Land $72,770 Building $93,780 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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