5 Oak Cir, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 5 Oak Cir, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,879 sqft · built 1928
Lot Size	0.165 acres (7,192 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (May 2008)
Tax Bill	$7,206 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0060 B:0014 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0060 B:0014 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,879 sqft Living Area
Gross Area	4,559 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,192 sqft (0.165 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	5 OAK CIR
City	MARBLEHEAD
State	MA
Zip	01945-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	JOHN B HADAWAY
Legal Block	14
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1010
Census Tract	203100

Owner

Source: Essex County and Marblehead Town assessment roll, APN MARB M:0060 B:0014 L:0, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 OAK CIR, MARBLEHEAD, MA 01945-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2008 · Amount on Record
Deed Sale	May 30, 2008 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	5 OAK CIR, MARBLEHEAD, MA 01945-1919
Document Number	39074-176
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OAK CIR MARBLEHEAD MA 019451919, MARBLEHEAD, MA 01945-1919

Mortgage

Document Number	39074-176
Date	Oct 19, 2020
Book Page	039074/000176
Instrument	19004770

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,206.00 (+1.59%)	$796,200 (+0.58%) Land $552,000 Building $244,200	$963,395
2024	$7,093.00 (+1.63%)	$791,600 (+13.43%) Land $552,000 Building $239,600
2023	$6,979.00	$697,900 Land $502,900 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 725 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3168000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.