Essex County and Marblehead Town property record for 3 Oak Cir, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,417 sqft · built 1938 |
| Lot Size | 0.151 acres (6,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (May 2023) |
| Tax Bill | $7,661 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0060 B:0012 L:0 |
| Primary APN | MARB M:0060 B:0012 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,417 sqft Living Area |
| Gross Area | 3,883 sqft |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,560 sqft (0.151 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3 OAK CIR |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 12 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 OAK CIR, MARBLEHEAD, MA 01945-1919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 15, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| May 22, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 12, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Prior Sale | Dec 4, 2012 · Amount on Record |
| Deed Document Number | 20231310 |
| Deed Book / Page | 41562 / 596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | May 15, 2023 |
| Property Address | 3 OAK CIR, MARBLEHEAD, MA 01945-1919 |
| Document Number | 041562-596 |
| Book / Page | 41562 / 596 |
| Instrument Date | May 15, 2023 |
| Instrument | 20230515001310 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 OAK CIR, MARBLEHEAD, MA 01945-1919 |
| Document Number | 230515001320 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 230515001320 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 3 OAK CIR, MARBLEHEAD, MA 01945-1919 |
| Document Number | 38577-586 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 OAK CIR MARBLEHEAD MA 019451919, MARBLEHEAD, MA 01945-1919 |
| Document Number | 38577-586 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 038577/000586 |
| Instrument | 3002100 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 3 OAK CIR, MARBLEHEAD, MA 01945-1919 |
| Document Number | 37687-230 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 OAK CIR MARBLEHEAD MA 019451919, MARBLEHEAD, MA 01945-1919 |
| Document Number | 37687-230 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 037687/000230 |
| Instrument | 1907231480 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 3 OAK CIR, MARBLEHEAD, MA 01945-1919 |
| Document Number | 35898-594 |
| Book / Page | 035898 / 000594 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35898-594 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 035898/000594 |
| Instrument | 1705300004 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,661.00 (+14.67%) | $846,500 (+13.53%) Land $542,100 Building $304,400 | $1,155,295 |
| 2024 | $6,681.00 (-6.55%) | $745,600 (+4.29%) Land $542,100 Building $203,500 | |
| 2023 | $7,149.00 | $714,900 Land $493,900 Building $221,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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