5 Moonstone Ct, Bloomington, IL 61704 Property Records

McLean County property record for 5 Moonstone Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,576 sqft · built 1989
Lot Size	0.138 acres (6,021 sqft)
Owner	Individual Name on File
Last Sale	$208,333 (Dec 2022)
Tax Bill	$4,206 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-281-005`

Property Details

APN / Parcel Number

Primary APN	`14-35-281-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,576 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,108 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	6,021 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 MOONSTONE CT
City	BLOOMINGTON
State	IL
Zip	61704-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LAKEWOOD ESTATES 2ND ADD LOT 301
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LAKEWOOD ESTATES
Legal Lot Number	301
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1007
Census Tract	1106

Owner

5 Moonstone Ct is owned and occupied by an individual who bought it in December 2022.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 MOONSTONE CT, BLOOMINGTON, IL 61704-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA
Dec 2, 2022	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Deed Document Number	202221075
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	5 MOONSTONE CT, BLOOMINGTON, IL 61704-2328
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MOONSTONE CT, BLOOMINGTON, IL 61704-2328

Mortgage

Document Number	202500018729
Date	Dec 31, 2025
Instrument	2025-00018729

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 2, 2022
Property Address	5 MOONSTONE CT, BLOOMINGTON, IL 61704-2328
Document Number	202200021075
Map Reference	DOC 78-10291
Instrument Date	Nov 23, 2022
Instrument	2022-00021075
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2205 E EMPIRE STK, 2205, BLOOMINGTON, IL 61704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MOONSTONE CT, BLOOMINGTON, IL 61704-2328

Mortgage

Document Number	202200021076
Date	Dec 2, 2022
Instrument	2022-00021076

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.25%

Mortgage

Document Number	202200021077
Date	Dec 2, 2022
Instrument	2022-00021077

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,933 Land $13,115 Building $49,818	$188,799 Land $39,345 Building $149,454
2024	$4,206.00 (+10.45%)
2023	$3,808.00 (+9.17%)	$51,573 (+9.63%) Land $10,748 Building $40,825	$154,719 (+9.63%) Land $32,244 Building $122,475
2022	$3,488.00	$47,044 Land $9,804 Building $37,240	$141,132 Land $29,412 Building $111,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Moonstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Moonstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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