2 Moonstone Ct, Bloomington, IL 61704 Property Records

McLean County property record for 2 Moonstone Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1979
Lot Size	0.126 acres (5,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Jan 2023)
Tax Bill	$3,264 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-281-002`

Property Details

APN / Parcel Number

Primary APN	`14-35-281-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	999 sqft
Basement Area	999 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,499 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 MOONSTONE CT
City	BLOOMINGTON
State	IL
Zip	61704-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LAKEWOOD ESTATES 2ND ADD LOT 298
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LAKEWOOD ESTATES
Legal Lot Number	298
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1007
Census Tract	1106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MOONSTONE CT, BLOOMINGTON, IL 61704-2328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	202362
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2 MOONSTONE CT, BLOOMINGTON, IL 61704-2328
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOONSTONE CT, BLOOMINGTON, IL 61704-2328

Mortgage

Document Number	202300001779
Date	Feb 7, 2023
Instrument	2023-00001779

Lender

Name	CIBM BANK
Type	Bank
Address	60583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 5, 2023
Property Address	2 MOONSTONE CT, BLOOMINGTON, IL 61704-2328
Document Number	202300000062
Map Reference	DOC 78-10291
Instrument Date	Dec 23, 2022
Instrument	2023-00000062
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 MOONSTONE CT, BLOOMINGTON, IL 61704-2328

Mortgage

Document Number	202300000063
Date	Jan 5, 2023
Instrument	2023-00000063

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

Mortgage

Document Number	202300000064
Date	Jan 5, 2023
Instrument	2023-00000064

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 14, 2020
Property Address	2 MOONSTONE CT, BLOOMINGTON, IL 61704-2328
Document Number	202000013103
Map Reference	DOC 78-10291
Instrument Date	Jun 26, 2020
Instrument	2020-00013103
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 MOONSTONE CT, BLOOMINGTON, IL 61704-2328

Mortgage

Document Number	202000013104
Date	Jul 14, 2020
Instrument	2020-00013104

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Sep 1, 2025

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,294 (+22.03%) Land $11,782 Building $38,512	$150,882 (+22.03%) Land $35,346 Building $115,536
2024	$3,264.00 (+10.91%)
2023	$2,943.00 (+9.61%)	$41,216 (+9.63%) Land $9,656 Building $31,560	$123,648 (+9.63%) Land $28,968 Building $94,680
2022	$2,685.00	$37,595 Land $8,807 Building $28,788	$112,785 Land $26,421 Building $86,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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