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  5. McDowell St

5 McDowell St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 5 McDowell St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage832 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$326,000 (2022)
Tax Bill$3,881.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:028 B:0000 L:0096

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area832 sqft Living Area
Basement Area832 sqft Basement
Unfinished Basement832 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,454 sqft (0.24 acres)
Garage TypeDetached Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address5 MCDOWELL ST
CityAYER
StateMA
Zip01432-1419
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number96
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup1
Census Block1001
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:028 B:0000 L:0096

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 MCDOWELL ST, AYER, MA 01432-1419
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
ROSS MORTGAGE COMPANY INC
Nov 03, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS INC
Apr 30, 2019Quit Claim Deed, Transfer · Veterans Administration Mortgage
QUAD CTY BK&TR
Mar 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
JEANNE D'ARC CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on May 31, 2022
  • Deed Sale Price on May 31, 2022
  • Prior Sale Amount on Apr 30, 2019
Deed Doc Number202281164
Deed Book / Page80202 / 444
Record RefreshedSep 20, 2026

May 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionAYER MA
Recording DateMay 31, 2022
Property Address5 MCDOWELL ST, AYER, MA 01432-1419
Document Number080202-444
Book / Page80202 / 444
Instrument DateMay 31, 2022
Instrument81164
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MCDOWELL ST, AYER, MA 01432-1419

Mortgage

Document Number0000081165
DateMay 31, 2022
Instrument81165
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address5 MCDOWELL ST, AYER, MA 01432-1419
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76066-193
DateNov 03, 2020
Book Page76066/193
Instrument203687
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateApr 30, 2019
Property Address5 MCDOWELL ST, AYER, MA 01432-1419
Document Number72525-129
Book / Page072525 / 000129
Instrument DateApr 26, 2019
Instrument54090
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$943.92
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MCDOWELL ST AYER MA 014321419, AYER, MA 01432-1419

Mortgage

Document Number72525-133
DateApr 30, 2019
Book Page072525/000133
Instrument54091
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address5 MCDOWELL ST, AYER, MA 01432-1419
Document Number70832-162
Instrument DateMar 30, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70832-162
DateApr 05, 2018
Book Page070832/000162
Instrument46084
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 04, 2048

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,881.00 (+6.1%)$324,500 (+10.19%) Land $140,100 Building $184,400$380,380 (+3.49%)
2024$367,555
2023$3,658.00$294,500 Land $149,800 Building $144,700

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