4 McDowell St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 4 McDowell St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 672 sqft · built 1945
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Jul 2024)
Tax Bill$3,826 (2025)
Flood ZoneZone X (minimal risk)
APNAYER M:028 B:0000 L:0099

Property Details

APN / Parcel Number

Primary APNAYER M:028 B:0000 L:0099

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Living Area
Gross Area4,214 sqft
1st Floor Area1,948 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address4 MCDOWELL ST
CityAYER
StateMA
Zip01432-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number99
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group1
Census Block1002
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 MCDOWELL ST, AYER, MA 01432-1419
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2024 · Amount on Record
Deed SaleJul 9, 2024 · Amount on Record
Prior SaleMar 2, 1988 · Amount on Record
Deed Document Number202473757
Deed Book / Page82977 / 307
Prior Transfer DateJul 8, 2024
Prior Transfer Doc082977-307
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,826.00 (+5.78%)$319,900 (+9.86%) Land $139,000 Building $180,900$331,170 (+0.49%)
2024$329,555
2023$3,617.00$291,200 Land $148,600 Building $142,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on McDowell St

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