5 McDowell Ct, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 5 McDowell Ct, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,228 sqft · built 1981
Lot Size0.912 acres (39,740 sqft)
Owner2 Individual Names on File
Last Sale$453,000 (Jan 2019)
Tax Bill$14,195 (2025)
Deeds & MortgagesMay 2020 Mortgage
Mar 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN32-00998-0000-00097

Property Details

APN / Parcel Number

Primary APN32-00998-0000-00097
Alternative APNs
  • 32000370200002
  • 320099800097

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,228 sqft Living Area
1st Floor Area2,228 sqft
AtticAttic
Attic Area1,008 sqft
Basement Area2,063 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area39,740 sqft (0.912 acres)
Lot Dimensions222 ft deep x 179 ft wide
Garage TypeAttached
Garage Area574 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area816 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number32000370200002
Street Address5 MCDOWELL CT
CityMIDDLETOWN
StateNJ
Zip07748-3184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal SubdivisionBRASCH FARM SEC 01
Legal Block998
Legal Lot Number97
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1021
Census Tract801200

Owner

5 McDowell Ct is owned and occupied by two individuals who bought it in January 2019.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address5 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Mar 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MTG
Jan 28, 2019Grant Deed, Transfer
SERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TITLE CO DEFAULT T
Mar 15, 2018Trustee's Deed, Foreclosure
TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2019 · Amount on File
Deed SaleJan 28, 2019 · Amount on File
Prior SaleMar 15, 2018 · Amount on File
Deed Document Number20198886
Deed Book / Page9332 / 9290
Prior Transfer DateJun 28, 2015
Prior Transfer Doc0091229433
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address5 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Document Number0000052735
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyINNOVATION TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MCDOWELL CT MIDDLETOWN NJ 077483184, MIDDLETOWN, NJ 07748-3184

Mortgage

Document Number0000052735
DateMay 20, 2020
Book Page009414/009797
Instrument52735
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 19, 2035

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address5 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Document Number0000029824
Instrument DateMar 20, 2019
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MCDOWELL CT MIDDLETOWN NJ 077483184, MIDDLETOWN, NJ 07748-3184

Mortgage

Document Number0000029824
DateApr 5, 2019
Book Page009342/005319
Instrument29824
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 4, 2034

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 28, 2019
Property Address5 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Document Number0000008886
Book / Page009332 / 009290
Instrument DateJan 4, 2019
Instrument8886
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanySERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TITLE CO DEFAULT T

Transaction

AmountAmount on Record
Tax$453.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 SCHRAALENBURGH RD #H HAWORTH NJ 076411815, H, HAWORTH, NJ 07641-1815

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateMar 15, 2018
Property Address5 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Document Number0000027086
Book / Page009278 / 003716
Instrument DateJan 26, 2018
Instrument27086
Transaction TypeForeclosure
Record UpdatedApr 12, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount on Record
Tax$1.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 5 McDowell Ct was $14,195, up 9.9% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$967,800 (+10.04%) Land $593,600 Building $374,200$967,800 (+10.04%) Land $593,600 Building $374,200
2025$14,195.00 (+9.89%)$879,500 Land $503,300 Building $376,200$879,500 Land $503,300 Building $376,200
2024$12,918.00
2023$696,300 Land $334,800 Building $361,500$696,300 Land $334,800 Building $361,500
2022$11,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 McDowell Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2010–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 McDowell Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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