2 McDowell Ct, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 2 McDowell Ct, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,700 sqft · built 1981
Lot Size0.427 acres (18,600 sqft)
OwnerCompany Name on File
Last Sale$695,000 (Sep 2015)
Tax Bill$19,195 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-00998-0000-00094

Property Details

APN / Parcel Number

Primary APN32-00998-0000-00094
Alternative APNs
  • 32000370200004
  • 320099800094

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,700 sqft Living Area
1st Floor Area1,440 sqft
Upper Floors Area1,212 sqft
Basement Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area18,600 sqft (0.427 acres)
Lot Dimensions100 ft deep x 186 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Deck Area476 sqft
Patio Area500 sqft
Shed1 Shed
Shed Area112 sqft
Canopy64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number32000370200004
Street Address2 MCDOWELL CT
CityMIDDLETOWN
StateNJ
Zip07748-3184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal SubdivisionBRASCH FARM SEC 1
Legal Block998
Legal Lot Number94
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1021
Census Tract801200

Owner

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK OF GA
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2015 · Amount on Record
Deed SaleSep 10, 2015 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number201583597
Deed Book / Page9130 / 1083
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateJun 1, 2026
Property Address2 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Document Number0000044004
Book / Page9795 / 6742
Instrument DateMay 28, 2026
Instrument202644004
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
InvestorPossibly a Property Investor

Mortgage

Document Number0000044004,
DateJun 1, 2026
Book Page9795/6742
Instrument202644004
Lender
NameFIRST BANK OF GA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Transaction TypeMortgage
Record UpdatedDec 10, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095593613
DateNov 19, 2021
Book Page9559/3613
Instrument2021168078
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2 MCDOWELL CT, MIDDLETOWN, NJ 07748-3184
Document Number0000071594
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 MCDOWELL CT MIDDLETOWN NJ 077483184, MIDDLETOWN, NJ 07748-3184

Mortgage

Document Number0000071594
DateJul 6, 2020
Book Page009425/000190
Instrument71594
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 5, 2035

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,295,000 (+8.89%) Land $652,100 Building $642,900$1,295,000 (+8.89%) Land $652,100 Building $642,900
2025$19,195.00 (+8.46%)$1,189,300 (+29.58%) Land $552,200 Building $637,100$1,189,300 (+29.58%) Land $552,200 Building $637,100
2024$17,698.00 (+18.76%)
2023$917,800 Land $368,100 Building $549,700$917,800 Land $368,100 Building $549,700
2022$14,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2010–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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