Worcester County property record for 5 Mallard Dr E, #B, Berlin, MD 21811
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4.5 ba · 3,318 sqft · built 1992 |
| Lot Size | 0.185 acres (8,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,750 (May 2021) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-132501 |
| Primary APN | 03-132501 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,318 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,056 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 914 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 132501 |
|---|---|
| Street Address | 5 MALLARD DR E, B |
| City | BERLIN |
| State | MD |
| Zip | 21811-1748 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R-3 |
| Legal Description | LOT 189B MALLARD DR EAST SEC 14C WOOD DUCK ISLE IV |
| Legal Subdivision | OCEAN PINES |
| Legal Lot Number | 189B |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 951102 |
Source: Worcester County records · APN 03-132501
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 MALLARD DR E, B, BERLIN, MD 21811-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 18, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 10, 2021 | Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP |
| Mar 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEFINITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | Dec 31, 2007 · Amount on Record |
| Deed Book / Page | 8044 / 287 |
| Transfer Doc | 0000315350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5 MALLARD DR E # B, B, BERLIN, MD 21811-1748 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0079500028 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 7950/28 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5 MALLARD DR E # B, B, BERLIN, MD 21811-1748 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0083140324 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 8314/324 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 10, 2021 |
| Property Address | 5 MALLARD DR E # B, B, BERLIN, MD 21811-1748 |
| Document Number | 0080440287 |
| Book / Page | 8044 / 287 |
| Map Reference | MB FWH 70 OPF 12 |
| Instrument Date | Apr 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5B MALLARD DR E, BERLIN, MD 21811-1748 |
| Document Number | 0008044292 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 8044/292 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5 MALLARD DR E # B, B, BERLIN, MD 21811-1748 |
| Document Number | 0073860173 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5B MALLARD DR E BERLIN MD 218111748, BERLIN, MD 21811-1748 |
| Document Number | 0073860173 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 007386/000173 |
| Name | HOMEFINITY |
|---|---|
| Address | 4201 MARSH LN, CARROLLTON, TX 75007-1720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2049 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,900 (+20.5%) | $614,200 (+27.61%) Land $232,000 Building $382,200 | |
| 2023 | Disabled Person's exemption Veteran's exemption | $472,933 | $481,300 Land $232,000 Building $249,300 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 341 individual policies |
| Nearby Flood Policies | 435 units insured incl. 94 condo units |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2024 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 221 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEAN PINES serves 11,890 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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