11 Mallard Dr E, #B, Berlin, MD 21811 Property Records

Worcester County property record for 11 Mallard Dr E, #B, Berlin, MD 21811

Property Summary

Property Type	Townhouse
Details	4.5 ba · 2,494 sqft · built 1989
Lot Size	0.169 acres (7,352 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (May 2026)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-114317`

Property Details

APN / Parcel Number

Primary APN	`03-114317`
Alternative APN	`114317`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,494 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,352 sqft (0.169 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	451 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	114317
Street Address	11 MALLARD DR E, B
City	BERLIN
State	MD
Zip	21811-1748
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	LOT 186-B MALLARD DRIVE EAST PL WOOD DUCK ISLE IV
Legal Subdivision	OCEAN PINES SEC 14C
Legal Lot Number	186B
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2002
Census Tract	951102

Owner

Source: Worcester County records · APN 03-114317

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2433 HEATHER STONE DR, GAMBRILLS, MD 21054-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Dec 31, 2001
Deed Book / Page	9157 / 347
Transfer Doc	0000333629
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 29, 2026
Property Address	11 MALLARD DR E, B, BERLIN, MD 21811-1748
Document Number	9157000347
Book / Page	9157 / 347
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 05, 2026
Title Company	ECU TITLE, SECU TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2433 HEATHER STONE DR, GAMBRILLS, MD 21054-1641
Investor	Possibly a Property Investor

Mortgage

Document Number	9157000353,
Date	May 29, 2026
Book Page	9157/353

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,333 (+7.52%)	$528,900 (-) Land $231,600 Building $297,300
2025	$3,705.00 (+2.92%) Homeowner's exemption	$459,767 (+10.14%)	$528,900 (+24.39%) Land $231,600 Building $297,300
2023	$3,600.00 Homeowner's exemption	$417,433	$425,200 Land $231,600 Building $193,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 341 individual policies
Nearby Flood Policies	435 units insured incl. 94 condo units
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · other causes

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Communications Cable	1,000 / 50

May also be available: Verizon.

Based on FCC filings for 221 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCEAN PINES serves 11,890 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.