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5 Main St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 5 Main St, Cumberland, RI 02864

Property Summary

Property TypeDuplex
Details6 bd · 5 ba · 2,387 sqft · built 1870
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$1,748,205 (May 2023)
Tax Bill$4,386 (2026)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8992-32

Property Details

APN / Parcel Number

Primary APN8992-32
Alternative APN
  • CUMB M:011 B:0132 L:000

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,387 sqft Living Area
Gross Area4,092 sqft
1st Floor Area1,364 sqft
Basement Area1,364 sqft
Unfinished Basement1,364 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8992-32
Street Address5 MAIN ST
CityCUMBERLAND
StateRI
Zip02864-6906
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code120
Legal Block132
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4004
Census Tract11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lonsdale Historic District
listed 1984 · 121 contributing resources · NRIS 84002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1029 MENDON RD, CUMBERLAND, RI 02864-5338
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
FACTORY STREET LP
May 2, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
VALLEY AFFORDABLE HOUSING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2023 · Amount on Record
Deed SaleMay 2, 2023 · Amount on Record
Deed Document Number2023138573
Deed Book / Page1954 / 813
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address5 MAIN ST, CUMBERLAND, RI 02864-6906
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001955-264
DateMay 2, 2023
Book Page1955/264
Instrument138592
Lender
NameFACTORY STREET LP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMay 2, 2023
Property Address5 MAIN ST, CUMBERLAND, RI 02864-6906
Document Number001954-813
Book / Page1954 / 813
Instrument DateApr 28, 2023
Instrument138573
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 MENDON RD, CUMBERLAND, RI 02864-5338
InvestorPossibly a Property Investor

Mortgage

Document Number0000000138
DateMay 2, 2023
Instrument138
Lender
NameVALLEY AFFORDABLE HOUSING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number001955-242
DateMay 2, 2023
Book Page1955/242
Instrument138591
Lender
NameVALLEY AFFORDABLE HOUSING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,386.00 (+22.72%)$438,200 (+50.43%) Land $139,000 Building $299,200$482,826
2025$3,574.00 (+5.58%)$291,300 (-) Land $101,500 Building $189,800
2023$3,385.00 (+5.58%)$291,300 (+36.19%) Land $101,500 Building $189,800
2022$3,206.00$213,900 Land $62,100 Building $151,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2001–2010)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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