Cumberland Town property record for 3 Main St, Cumberland, RI 02864
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3.5 ba · 2,387 sqft · built 1870 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,700 (Oct 2009) |
| Tax Bill | $4,442 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8920-20 |
| Primary APN | 8920-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| Gross Area | 4,092 sqft |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,364 sqft |
| Unfinished Basement | 1,364 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,532 sqft (0.127 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8920-20 |
|---|---|
| Street Address | 3 MAIN ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6906 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 120 |
| Legal Block | 131 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 11200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lonsdale Historic District listed 1984 · 121 contributing resources · NRIS 84002022 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Main St, a duplex, is owned and occupied by two individuals who bought it in October 2009.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 MAIN ST, CUMBERLAND, RI 02864-6906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2009 · Amount on File |
| Deed Sale | Oct 22, 2009 · Amount on File |
| Deed Book / Page | 1477 / 412 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3 Main St was $4,442, up 22.1% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,442.00 (+22.13%) | $443,800 (+49.73%) Land $140,200 Building $303,600 | $485,994 |
| 2025 | $3,637.00 | $296,400 Land $102,300 Building $194,100 | |
| 2023 | $3,444.00 (+5.06%) | $296,400 (+35.53%) Land $102,300 Building $194,100 | |
| 2022 | $3,278.00 | $218,700 Land $62,600 Building $156,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Main St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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