Kershaw County property record for 5 Lorna Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5,038 sqft · built 2017 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Jul 2023) |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-116-SKB |
| Primary APN | 358-00-00-116-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,038 sqft Gross Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Account Number | 2345 |
|---|---|
| Old Parcel Number | 358-00-00-116 SKB |
| Street Address | 5 LORNA CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-7011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 2-C LOT 116 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 116 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
5 Lorna Ct is owned and occupied by an individual who bought it in July 2023.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 LORNA CT, ELGIN, SC 29045-7011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed, Transfer · FHA Mortgage AMERIS BANK |
| Jan 22, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage AMERIS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Deed Document Number | 2023-6241 |
| Deed Book / Page | 4984 / 127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 21, 2023 |
| Property Address | 5 LORNA CT, ELGIN, SC 29045-7011 |
| Document Number | 0020236241 |
| Book / Page | 4984 / 127 |
| Map Reference | MB C187 PG 2 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023-6241 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 LORNA CT, ELGIN, SC 29045-7011 |
| Document Number | 0020236242 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023-6242 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 22, 2018 |
| Property Address | 5 LORNA CT, ELGIN, SC 29045-7011 |
| Document Number | 0000000460 |
| Book / Page | 003806 / 000205 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 460 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,088.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 LORNA CT ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 461 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 003806/000208 |
| Instrument | 461 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2048 |
The 2025 property tax bill for 5 Lorna Ct was $2,444.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,444.00 | $420,000 Land $55,000 Building $365,000 | $420,000 |
| 2023 | $2,047.00 (+4.6%) | $420,000 (+19.08%) Land $55,000 Building $365,000 | $420,000 (+19.08%) |
| 2022 | $1,957.00 | $352,700 Land $40,000 Building $312,700 | $352,700 Land $40,000 Building $312,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Lorna Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Lorna Ct is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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