Kershaw County property record for 10 Lorna Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5,979 sqft · built 2017 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $338,450 (Jan 2018) |
| Tax Bill | $2,135 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-115-SKB |
| Primary APN | 358-00-00-115-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,979 sqft Gross Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Account Number | 2345 |
|---|---|
| Old Parcel Number | 358-00-00-115 SKB |
| Street Address | 10 LORNA CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-7011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 2-C LOT 115 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 115 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 LORNA CT, ELGIN, SC 29045-7011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERIS BK |
| Feb 2, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Deed Document Number | 0000381397 |
| Deed Book / Page | 3813 / 97 |
| Last Transfer Date | Feb 2, 2018 |
| Transfer Doc | 0000000858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 10 LORNA CT, ELGIN, SC 29045-7011 |
| Document Number | 0000007100 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 LORNA CT ELGIN SC 290457011, ELGIN, SC 29045-7011 |
| Document Number | 0000007100 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 004276/000216 |
| Instrument | 7100 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 2, 2018 |
| Property Address | 10 LORNA CT, ELGIN, SC 29045-7011 |
| Document Number | 0000000858 |
| Book / Page | 003813 / 000097 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 858 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 LORNA CT ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 859 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 003813/000100 |
| Instrument | 859 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358,400 (-0.17%) Land $40,000 Building $318,400 | $358,400 (-0.17%) | |
| 2023 | $2,135.00 | $359,000 Land $40,000 Building $319,000 | $359,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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