Boone County property record for 5 Locust Ln, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,002 sqft · built 1934 |
| Lot Size | 0.401 acres (17,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Aug 2026) |
| Tax Bill | $1,873 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061.04-28-032.00 |
| Primary APN | 061.04-28-032.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,002 sqft Finished Area |
| Basement Area | 1,002 sqft |
| Unfinished Basement | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 17,500 sqft (0.401 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Patio Area | 200 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5 LOCUST LN |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 49-52 CARPENTER (F4-4-32,33,34) ALSO 061.04-28-033.00,034.00 |
| Legal Subdivision | CARPENTER |
| Legal Lot Number | 49-52 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 70201 |
5 Locust Ln is owned and occupied by two individuals who bought it in August 2026.
Source: Boone County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 LOCUST LN, FLORENCE, KY 41042-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY |
| Aug 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 11, 2021 | Warranty Deed, Transfer HOMETOWN TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Aug 18, 2022 · Amount on File |
| Deed Document Number | 20261609209 |
| Deed Book / Page | 1262 / 312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 5 LOCUST LN, FLORENCE, KY 41042-2627 |
| Document Number | 0001609209 |
| Book / Page | 1262 / 312 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 20261609209 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | NORTHWEST TITLE COMPANY, NORTHWEST TITLE FAMILY OF COMP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,230.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 5 LOCUST LN, FLORENCE, KY 41042-2627 |
| Document Number | 0001609214, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20261609214 |
| Name | TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 18, 2022 |
| Property Address | 5 LOCUST LN, FLORENCE, KY 41042-2627 |
| Document Number | 0D1192/734 |
| Book / Page | D1192 / 734 |
| Map Reference | MB 1 PG 6 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 883884 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 PARK AVE S, 228, NEW YORK, NY 10003-1502 |
| Name | Verified Name |
|---|---|
| Address | 5 LOCUST LN, FLORENCE, KY 41042-2627 |
| Document Number | 0000883889 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 883889 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 11, 2021 |
| Property Address | 5 LOCUST LN, FLORENCE, KY 41042-2627 |
| Document Number | D1171/471 |
| Book / Page | D1171 / 471 |
| Map Reference | MB 1 PG 7 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 844538 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | HOMETOWN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 LOCUST LN, 5, FLORENCE, KY 41042-2627 |
| Name | Verified Name |
|---|---|
| Address | 228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5 Locust Ln was $1,873.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Municipality | Florence City |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,873.00 | $195,000 Land $15,000 Building $180,000 | |
| 2024 | $195,000 (-) Land $15,000 Building $180,000 | ||
| 2023 | $1,913.00 (+124.53%) | $195,000 (+116.67%) Land $15,000 Building $180,000 | $195,000 (+116.67%) Land $15,000 Building $180,000 |
| 2022 | $852.00 | $90,000 Land $15,000 Building $75,000 | $90,000 Land $15,000 Building $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5 Locust Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5 Locust Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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