26 Locust Ln, Florence, KY 41042 Property Records

Boone County property record for 26 Locust Ln, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1960
Owner	Individual Name on File
Last Sale	$265,000 (Jan 2025)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061.11-28-027.00`

Property Details

APN / Parcel Number

Primary APN	`061.11-28-027.00`
Alternative APN	`22326`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,595 sqft Finished Area

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	26 LOCUST LN
City	FLORENCE
State	KY
Zip	41042-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SEC 2 NO 2 FITZGERALDS SUBDIVISION (F4-11-27)
Legal Subdivision	FITZGERALDS SUB
Legal Lot Number	1
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3006
Census Tract	70201

Owner

Source: Boone County assessment roll, APN 061.11-28-027.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26 LOCUST LN, FLORENCE, KY 41042-2553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2025 · Amount on Record
Deed Sale	Jan 03, 2025 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	1093711
Deed Book / Page	D1233 / 222
Record Updated	Jun 08, 2026

June 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BOONE KY
Recording Date	Jun 17, 2019
Property Address	26 LOCUST LN, FLORENCE, KY 41042-2553
Document Number	0D1127/696
Book / Page	D1127 / 696
Map Reference	MB 4 PG 7
Instrument Date	Jun 13, 2019
Instrument	776671
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 MADISON RD, 2011, CINCINNATI, OH 45208-3276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 LOCUST LN, FLORENCE, KY 41042-2553

Mortgage

Document Number	0000776672
Date	Jun 17, 2019
Instrument	776672

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Boone County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00 (+44.44%)	$265,000 (+49.72%) Land $20,000 Building $245,000
2024			$265,000 (+49.72%) Land $20,000 Building $245,000
2023	$1,744.00 (+4%)	$177,000 (-) Land $15,000 Building $162,000	$177,000 (-) Land $15,000 Building $162,000
2022	$1,677.00	$177,000 Land $15,000 Building $162,000	$177,000 Land $15,000 Building $162,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), as of March 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 427 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0080135, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.