Putnam County and Kent Town property record for 5 Lockwood Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1956 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $483,800 (Jul 2026) |
| Tax Bill | $12,379 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.42-1-4 |
| Primary APN | 372200 33.42-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 1,808 sqft |
| 1st Floor Area | 856 sqft |
| Upper Floors Area | 416 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 014925 |
|---|---|
| Street Address | 5 LOCKWOOD RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2022 | Bargain and Sale Deed, Transfer LAKE COAST ABSTRACT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on Record |
| Deed Sale | Jul 6, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2022 · Amount on Record |
| Deed Document Number | 20264097 |
| Deed Book / Page | 2447 / 248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 6, 2026 |
| Property Address | 5 LOCKWOOD RD, CARMEL, NY 10512-6552 |
| Document Number | 0000004097 |
| Book / Page | 2447 / 248 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20264097 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | OMNI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195,455.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 SPRING ST, MOUNT KISCO, NY 10549-3209 |
| Document Number | 0000004098, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20264098 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 15, 2022 |
| Property Address | 5 LOCKWOOD RD, CARMEL, NY 10512-6552 |
| Document Number | 0022890203 |
| Book / Page | 2289 / 203 |
| Map Reference | LB 431 PG 113 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 8325-2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | LAKE COAST ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 LOCKWOOD RD, 5, CARMEL, NY 10512-6552 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 NICHOLAS ST, PORT JEFFERSON, NY 11777-2219 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,379.00 (-0.71%) | $404,000 (+52.45%) Land $56,000 Building $348,000 | $404,000 (+4.89%) Land $56,000 Building $348,000 |
| 2024 | $12,468.00 | $265,000 (-) Land $25,000 Building $240,000 | $385,174 (-) |
| 2023 | $265,000 (+26.55%) Land $25,000 Building $240,000 | $385,174 (+53.96%) Land $36,337 Building $348,837 | |
| 2022 | $209,400 Land $15,000 Building $194,400 | $250,179 Land $17,921 Building $232,258 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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