Putnam County and Kent Town property record for 10 Lockwood Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 1935 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Nov 2019) |
| Tax Bill | $10,727 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.42-1-8 |
| Primary APN | 372200 33.42-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 014750 |
|---|---|
| Street Address | 10 LOCKWOOD RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | THIRD MAP OF LAKE CARMEL |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 10300 |
10 Lockwood Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Putnam County and Kent Town records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 LOCKWOOD RD, CARMEL, NY 10512-6555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 14, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 15, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage MID-ISLAND MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | Feb 15, 2018 · Amount on File |
| Deed Document Number | 2019152942019 |
| Deed Book / Page | 2137 / 156 |
| Prior Transfer Date | Sep 19, 2011 |
| Prior Transfer Doc | 0018830000000021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 10 LOCKWOOD RD, CARMEL, NY 10512-6555 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10 LOCKWOOD RD, CARMEL, NY 10512-6555 |
| Document Number | 0078550096 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 7855/96 |
| Instrument | 1051-2024 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Dec 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 14, 2019 |
| Property Address | 10 LOCKWOOD RD, CARMEL, NY 10512-6555 |
| Document Number | 0021370156 |
| Book / Page | 2137 / 156 |
| Map Reference | MAP 130-BB |
| Instrument Date | Nov 8, 2019 |
| Instrument | 15294-2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 LOCKWOOD RD, 10, CARMEL, NY 10512-6555 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 996 ALDUS ST APT 4H, 4H, BRONX, NY 10459-3724 |
| Document Number | 0006993282 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 6993/282 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Feb 15, 2018 |
| Property Address | 10 LOCKWOOD RD, CARMEL, NY 10512-6555 |
| Document Number | 0020700433 |
| Book / Page | 2070 / 433 |
| Map Reference | MAP 130-BB |
| Instrument Date | Mar 31, 2017 |
| Instrument | 1500481 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FORTRESS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,026.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 LOCKWOOD RD, 10, CARMEL, NY 10512-6555 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 275 N TERRY HILL RD, CARMEL, NY 10512-5229 |
| Document Number | 0001600531 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 1600531 |
| Name | MID-ISLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Apr 1, 2047 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $367,000 (+60.96%) Land $62,400 Building $304,600 | $367,000 (+10.74%) Land $62,400 Building $304,600 | |
| 2024 | $10,727.00 | $228,000 (-) Land $16,700 Building $211,300 | $331,395 (-) |
| 2023 | $228,000 (-) Land $16,700 Building $211,300 | $331,395 (+21.66%) Land $24,273 Building $307,122 | |
| 2022 | $228,000 Land $16,700 Building $211,300 | $272,401 Land $19,952 Building $252,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Lockwood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Lockwood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures