5 Lancaster Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Lancaster Rd, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1994
Square Footage	3,327 sqft Living Area
Lot Size	79,223 sqft (1.81 acres)
Occupancy	Owner Occupied
Tax Bill	$9,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:128 B:103-FF L`
Alternative APNs	`WEST M:128 B:103 L:FF` `19148300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	7 Rooms
Building Area	3,327 sqft Living Area
Gross Area	6,423 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	79,223 sqft (1.81 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	19148300
Street Address	5 LANCASTER RD
City	WESTERLY
State	RI
Zip	02891-3656
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	103
Legal Lot Number	FF
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3027
Census Tract	50902

Owner

Source: Westerly Town records · APN M:128 B:103-FF L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 LANCASTER RD, WESTERLY, RI 02891-3656
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	5 LANCASTER RD, WESTERLY, RI 02891-3656
Document Number	2020-8501
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LANCASTER RD WESTERLY RI 028913656, WESTERLY, RI 02891-3656

Mortgage

Document Number	2020-8501
Date	Sep 10, 2020
Book Page	002020/018501
Instrument	4257

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 09, 2045

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,986.00 (+1.85%)	$1,283,500 (+32.99%) Land $486,600 Building $796,900
2023	$9,805.00 (+0.58%)	$965,100 (-) Land $335,700 Building $629,400
2022	$9,748.00	$965,100 Land $335,700 Building $629,400

Flood & Wildfire

5 Lancaster Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 6th in Rhode Island
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.