14 Lancaster Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 14 Lancaster Rd, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,369 sqft · built 1997
Lot Size1.46 acres (63,977 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Jun 2021)
Tax Bill$7,529 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:128 B:103-YY L

Property Details

APN / Parcel Number

Primary APNM:128 B:103-YY L
Alternative APNs
  • WEST M:128 B:103 L:YY
  • 2057606

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,369 sqft Living Area
Gross Area4,785 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area63,977 sqft (1.46 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2057606
Street Address14 LANCASTER RD
CityWESTERLY
StateRI
Zip02891-3660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block103
Legal Lot NumberYY
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3014
Census Tract50902

Owner

14 Lancaster Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Westerly Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14 LANCASTER RD, WESTERLY, RI 02891-3660
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2021 · Amount on File
Deed SaleJun 10, 2021 · Amount on File
Prior SaleJul 8, 2008 · Amount on File
Deed Document Number20213456
Deed Book / Page2021 / 15553
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 10, 2021
Property Address14 LANCASTER RD, WESTERLY, RI 02891-3660
Document Number2021-15553
Book / Page2021 / 15553
Instrument DateJun 10, 2021
Instrument2021-3456
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0020213457
DateJun 10, 2021
Instrument2021-3457
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 Lancaster Rd was $7,529.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,529.00$967,800 Land $472,400 Building $495,400$917,248
2023$7,536.00 (+0.6%)$741,700 (-) Land $338,400 Building $403,300
2022$7,491.00$741,700 Land $338,400 Building $403,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Lancaster Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 85% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Lancaster Rd

Nearby Streets

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