5 Lancaster Ct, Savoy, IL 61874 Property Records

Champaign County property record for 5 Lancaster Ct, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (49,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Mar 2022)
Tax Bill	$18,214 (2024)
Deeds & Mortgages	Jan 2023 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-478-015`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-478-015`

Exterior

Lot Area	49,085 sqft (1.12 acres)

Location & Zoning

Street Address	5 LANCASTER CT
City	SAVOY
State	IL
Zip	61874-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 420 LAKE FALLS SUB PHASE 4
Legal Subdivision	LAKE FALLS SUB PHASE 4
Legal Lot Number	420
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5002
Census Tract	10901

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 LANCASTER CT, SAVOY, IL 61874-4233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
May 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK & TRUST CO
May 16, 2022	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Apr 6, 2022	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Apr 6, 2022	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Mar 9, 2022	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	20224457
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	5 LANCASTER CT, SAVOY, IL 61874-4233
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LANCASTER CT, SAVOY, IL 61874-4233

Mortgage

Document Number	0000000910
Date	Jan 23, 2023
Instrument	2023R00910

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	7.87%
Index	Other
Margin	5
Max Rate	11.8%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	5 LANCASTER CT, SAVOY, IL 61874-4233
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CAPLTAL ST, SAVOY, IL 61874

Mortgage

Document Number	0000008691
Date	May 16, 2022
Instrument	2022R08691

Lender

Name	BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	5 LANCASTER CT, SAVOY, IL 61874-4233
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008690
Date	May 16, 2022
Instrument	2022R08690

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2023

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	5 LANCASTER CT, SAVOY, IL 61874-4233
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006155
Date	Apr 6, 2022
Instrument	2022R06155

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2023

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	5 LANCASTER CT, SAVOY, IL 61874-4233
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CAPITOL ST, SAVOY, IL 61874-8749

Mortgage

Document Number	0000006156
Date	Apr 6, 2022
Instrument	2022R06156

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 9, 2022
Property Address	5 LANCASTER CT, SAVOY, IL 61874-4233
Document Number	0000004457
Map Reference	DOC 2018R01970
Instrument Date	Mar 9, 2022
Instrument	2022R04457
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 CAPITOL ST, SAVOY, IL 61874-8749

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,790 (+8.1%) Land $41,750 Building $216,040	$773,370 (+8.1%) Land $125,250 Building $648,120
2024	$18,214.00 (+4.12%)	$238,470 (+216,690.91%) Land $38,620 Building $199,850	$715,410 (+216,690.91%) Land $115,860 Building $599,550
2023	$17,493.00 (+549.33%)
2022	$2,694.00	$110 Land $110	$330 Land $330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Nearby Properties on Lancaster Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures