2 Lancaster Ct, Savoy, IL 61874 Property Records

Champaign County property record for 2 Lancaster Ct, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.998 acres (43,498 sqft)
Owner	Company Name on Record
Last Sale	$732,000 (Oct 2021)
Tax Bill	$19,438 (2024)
Deeds & Mortgages	Feb 2022 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-478-018`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-478-018`

Exterior

Lot Area	43,498 sqft (0.998 acres)

Location & Zoning

Street Address	2 LANCASTER CT
City	SAVOY
State	IL
Zip	61874-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 417 LAKE FALLS SUB PHASE 4 AND OTHER LAND
Legal Subdivision	LAKE FALLS SUB PHASE 4
Legal Lot Number	417
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5002
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 LANCASTER, CT
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer
Oct 27, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
May 13, 2021	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	202125680
Last Transfer Date	Jan 21, 2022
Transfer Doc	0000002457
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 8, 2022
Property Address	2 LANCASTER CT, SAVOY, IL 61874-4232
Document Number	0000002457
Map Reference	DOC 2018R01970
Instrument Date	Jan 21, 2022
Instrument	2022R02457
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 LANCASTER CT, SAVOY, IL 61874-4232
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 27, 2021
Property Address	2 LANCASTER CT, SAVOY, IL 61874-4232
Document Number	0000025680
Map Reference	DOC 2018R01970
Instrument Date	Oct 12, 2021
Instrument	2021R25680
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 LANCASTER CT, SAVOY, IL 61874-4232
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025682
Date	Oct 27, 2021
Instrument	2021R25682

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate	2.37%

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 13, 2021
Property Address	2 LANCASTER CT, SAVOY, IL 61874-4232
Document Number	0000011239
Map Reference	DOC 2018R01970
Instrument Date	Mar 12, 2021
Instrument	2021R11239
Transaction Type	Construction Loan
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number	0000011240
Date	May 13, 2021
Instrument	2021R11240

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,590 (+25.27%) Land $39,610 Building $241,980	$844,770 (+25.27%) Land $118,830 Building $725,940
2024	$19,438.00 (+9.88%)
2022	$17,690.00 Homeowner's exemption	$224,790 Land $31,620 Building $193,170	$674,370 Land $94,860 Building $579,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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