5 Laguna Ct, Chico, CA 95928 Property Records

Butte County property record for 5 Laguna Ct, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,934 sqft · built 1988
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual on Record
Last Sale	$725,000 (Jan 2020)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-480-019-000`

Property Details

APN / Parcel Number

Primary APN	`040-480-019-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,934 sqft Living Area

Exterior

Year Built	Built 1988
Architectural Style	Modern
Construction Type	Wood
Lot Area	32,234 sqft (0.739 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 LAGUNA CT
City	CHICO
State	CA
Zip	95928-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	5 LAGUNA CT
Legal Subdivision	SOUTHGATE ACRES 02
Legal Lot Number	19
Jurisdiction	BUTTE CA
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3001
Census Tract	1500

Owner

Source: Butte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	5 LAGUNA CT, CHICO, CA 95928-7431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP
Jan 6, 2020	Grant Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK78288
Dec 17, 2018	Grant Deed, Transfer MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	2020-0000361
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5 LAGUNA CT, CHICO, CA 95928-7431
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAGUNA CT, CHICO, CA 95928-7431

Mortgage

Document Number	0000035727
Date	Nov 1, 2022
Instrument	2022-0035727

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5 LAGUNA CT, CHICO, CA 95928-7431
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAGUNA CT, CHICO, CA 95928-7431

Mortgage

Document Number	0000021786
Date	May 12, 2021
Instrument	2021-0021786

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 6, 2020
Property Address	5 LAGUNA CT, CHICO, CA 95928-7431
Document Number	0000000361
Map Reference	MB 80 PG 34&35
Instrument Date	Jan 3, 2020
Instrument	2020-0000361
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 LAGUNA CT, CHICO, CA 95928-7431

Mortgage

Document Number	0000000362
Date	Jan 6, 2020
Instrument	2020-0000362

Lender

Name	USAA FEDERAL SAVINGS BANK78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 17, 2018
Property Address	5 LAGUNA CT, CHICO, CA 95928-7431
Document Number	0000041597
Instrument Date	Dec 14, 2018
Instrument	41597
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$687.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 LAGUNA CT CHICO CA 959287431, CHICO, CA 95928-7431

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,332.00 (+6.42%) Disabled Person's exemption Veteran's exemption	$792,888 (+4.04%) Land $273,408 Building $519,480
2023	$6,890.00 (-18.64%) Homeowner's exemption	$762,102 Land $262,793 Building $499,309
2022	$8,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 policies
Nearby Flood Policies	177 in force
Nearby Flood Claims	15 (1995–2019)
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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