14 Laguna Ct, Chico, CA 95928 Property Records

Butte County property record for 14 Laguna Ct, Chico, CA 95928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,780 sqft · built 1987
Lot Size0.73 acres (31,799 sqft)
OwnerCompany Name on Record
Tax Bill$5,678 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN040-480-014-000

Property Details

APN / Parcel Number

Primary APN040-480-014-000
Alternative APN
  • 040-480-014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,780 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleModern
Construction TypeWood
Lot Area31,799 sqft (0.73 acres)

Location & Zoning

Old Parcel Number040-480-014
Street Address14 LAGUNA CT
CityCHICO
StateCA
Zip95928-7431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal Description14 LAGUNA COURT
Legal SubdivisionSOUTHGATE ACRES 02
Legal Lot Number14
JurisdictionBUTTE CA
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3001
Census Tract1500

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14 LAGUNA CT, CHICO, CA 95928-7431
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 28, 2017Loan Modification, Mortgage · Conventional Mortgage
TRI COUNTIES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 15, 2011
Transfer Doc0000008180
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address14 LAGUNA CT, CHICO, CA 95928-7431
Transaction TypeMortgage
Record UpdatedOct 14, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017646
DateApr 19, 2021
Instrument2021-0017646
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBUTTE CA
Property Address14 LAGUNA CT, CHICO, CA 95928-7431
Document Number0000012157
Instrument DateMar 28, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017
Title CompanyBIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address14 LAGUNA CT CHICO CA 959287431, CHICO, CA 95928-7431

Mortgage

Document Number0000012157
DateApr 6, 2017
Instrument12157
Lender
NameTRI COUNTIES BANK
TypeBank
AddressCHICO, CA 95928
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$490,461 (+2%) Land $126,223 Building $364,238
2025$5,678.00 (+7.78%) Homeowner's exemption$480,846 (+4.04%) Land $123,749 Building $357,097
2024$807,210
2023$5,268.00 (+1.58%) Homeowner's exemption$462,177 Land $118,945 Building $343,232
2022$5,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 policies
Nearby Flood Policies177 in force
Nearby Flood Claims15 (1995–2019)
Most Recent ClaimFeb 2019 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks.

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