St. Charles County property record for 5 Keystone Ridge Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,676 sqft · built 2020 |
| Lot Size | 0.373 acres (16,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $378,507 (Dec 2020) |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T180200097 |
| Primary APN | T180200097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,676 sqft Living Area |
| Basement Area | 1,335 sqft |
| Finished Basement | 1,001 sqft |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Composition/Composite |
| Lot Area | 16,291 sqft (0.373 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180200097 |
|---|---|
| Street Address | 5 KEYSTONE RIDGE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE RIDGE LOT 50 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | KEYSTONE RIDGE |
| Legal Lot Number | 50 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 312095 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 KEYSTONE RIDGE CT, O FALLON, MO 63366-5095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on Record |
| Deed Sale | Dec 15, 2020 · Amount on Record |
| Deed Document Number | 0202098345 |
| Deed Book / Page | 2020 / 98345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 15, 2020 |
| Property Address | 5 KEYSTONE RIDGE CT, O FALLON, MO 63366-5095 |
| Document Number | 0000098345 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 98345 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 KEYSTONE RIDGE CT O FALLON MO 633665095, O FALLON, MO 63366-5095 |
| Document Number | 98346 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 98346 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 14, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,112.00 | $82,081 (-2.92%) | $432,006 (-2.92%) Land $50,000 Building $382,006 |
| 2023 | $84,550 | ||
| 2022 | $444,998 Land $50,000 Building $394,998 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures