St. Charles County property record for 15 Keystone Ridge Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,966 sqft · built 2019 |
| Lot Size | 0.378 acres (16,453 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,890 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T180200101 |
| Primary APN | T180200101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 3,932 sqft |
| 1st Floor Area | 1,966 sqft |
| Basement Area | 1,966 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 16,453 sqft (0.378 acres) |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180200101 |
|---|---|
| Street Address | 15 KEYSTONE RIDGE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE RIDGE LOT 54 |
| Legal Subdivision | KEYSTONE RIDGE |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 312095 |
15 Keystone Ridge Ct is owned and occupied by two individuals who acquired it in November 2021.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 KEYSTONE RIDGE CT, O FALLON, MO 63366-5095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Beneficiary Deed, Transfer |
| Dec 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 |
| Deed Sale | Nov 30, 2021 |
| Prior Sale | Dec 27, 2019 · Amount on File |
| Deed Document Number | 202196809 |
| Prior Transfer Date | Nov 22, 2021 |
| Prior Transfer Doc | 0000096809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 30, 2021 |
| Property Address | 15 KEYSTONE RIDGE CT, O FALLON, MO 63366-5095 |
| Document Number | 0000096809 |
| Map Reference | MB 49 PG 332 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021R-096809 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 15 KEYSTONE RIDGE CT, O FALLON, MO 63366-5095 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 27, 2019 |
| Property Address | 15 KEYSTONE RIDGE CT, O FALLON, MO 63366-5095 |
| Document Number | 0000746040 |
| Book / Page | 7206 / 0608 |
| Map Reference | MB 49 PG 332 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 20191227000746040 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DEPENDABLE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 15 KEYSTONE RIDGE CT, O FALLON, MO 63366-5095 |
| Document Number | 0000746050 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 20191227000746050 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 15 Keystone Ridge Ct was $4,890.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,480 (-) | $413,054 (-) Land $50,000 Building $363,054 | |
| 2025 | $4,890.00 | $78,480 | $413,054 Land $50,000 Building $363,054 |
| 2023 | $73,634 (-8.88%) | ||
| 2022 | $5,552.00 | $80,808 | $387,547 (-8.88%) Land $50,000 Building $337,547 |
| 2021 | $425,304 Land $50,000 Building $375,304 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 Keystone Ridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Keystone Ridge Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
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