5 Kelsey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 5 Kelsey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,717 sqft · built 2005
Lot Size	0.36 acres (1,588 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2024)
Tax Bill	$6,642 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-106`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-106`
Alternative APN	`1930403035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,717 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	1,588 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 KELSEY CT
City	ALGONQUIN
State	IL
Zip	60102-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0001126 SWLY 23.70FT NELY 53.39FT LT 1 WINDING CREEK OF ALGONQUIN UNIT 2 MEMO: DIEU, LAM M AKA DIEU, LAM MINH
Legal Subdivision	WINDING CREEK OF ALGONQUIN
Legal Lot Number	1
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2427 SILVERSTONE DR, 2427, CARPENTERSVILLE, IL 60110-3800
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · Commercial Mortgage INTERNATIONAL BANK OF CHICAGO
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	20241126
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0000005776
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 17, 2024
Property Address	5 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000001126
Map Reference	DOC 2003R0077181
Instrument Date	Dec 8, 2023
Instrument	2024R0001126
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 SILVERSTONE DR # 2427, 2427, CARPENTERSVILLE, IL 60110-3800

Mortgage

Document Number	0000001127
Date	Jan 17, 2024
Instrument	2024R0001127

Lender

Name	INTERNATIONAL BANK OF CHICAGO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Min Rate At Change	3.99%
Max Rate	13.1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5 KELSEY CT, ALGONQUIN, IL 60102-6810
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 KELSEY CT, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000013021
Date	Apr 8, 2022
Instrument	2022R0013021

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 27, 2021
Property Address	5 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000052632
Map Reference	DOC 2003R0077181
Instrument Date	Sep 13, 2021
Instrument	2021R0052632
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 KAY CT, ALGONQUIN, IL 60156-1591

Mortgage

Document Number	0000052633
Date	Sep 27, 2021
Instrument	2021R0052633

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate	2.75%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 24, 2021
Property Address	5 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000016159
Map Reference	DOC 2003R0077181
Instrument Date	Feb 13, 2021
Instrument	2021R0016159
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	938 NEUWAY LN, ANTIOCH, IL 60002-6214

Mortgage

Document Number	0000016160
Date	Mar 24, 2021
Instrument	2021R0016160

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,642.00	$92,910 (+17.75%) Land $18,583 Building $74,327	$278,730 (+17.75%) Land $55,749 Building $222,981
2022	Homeowner's exemption	$78,902 Land $14,925 Building $63,977	$236,706 Land $44,775 Building $191,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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