1 Kelsey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 1 Kelsey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,661 sqft · built 2005
Lot Size	0.045 acres (1,989 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2022)
Deeds & Mortgages	May 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-105`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-105`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,661 sqft
Gross Area	2,433 sqft
1st Floor Area	772 sqft
2nd Floor Area	889 sqft

Exterior

Year Built	Built 2005
Exterior Material	Frame Siding
Lot Area	1,989 sqft (0.045 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1 KELSEY CT
City	ALGONQUIN
State	IL
Zip	60102-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0035153 NELY 29.69FT LT 1 WINDING CREEK OF ALGONQUIN UNIT 2
Legal Subdivision	WINDING CRK/ALGONQUIN 02
Legal Lot Number	1
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1 KELSEY CT, ALGONQUIN, IL 60102-6810
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CO
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Jan 28, 2019
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1 KELSEY CT, ALGONQUIN, IL 60102-6810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025133
Date	May 7, 2021
Instrument	2021R0025133

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company
Address	60500

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 13, 2022
Property Address	1 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000035153
Map Reference	DOC 2003R0077181
Instrument Date	Oct 3, 2022
Instrument	2022R0035153
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 KELSEY CT, 1, ALGONQUIN, IL 60102-6810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BURKE DR, GLENDALE HEIGHTS, IL 60188-3906

Mortgage

Document Number	0000035154
Date	Oct 13, 2022
Instrument	2022R0035154

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate	6.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1 KELSEY CT, ALGONQUIN, IL 60102-6810
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020103
Date	Jul 3, 2019
Instrument	2019R0020103

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 28, 2019
Property Address	1 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000002430
Instrument Date	Jan 21, 2019
Instrument	2430
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	I KELSEY CT ALGONQUIN IL 60102, ALGONQUIN, IL 60102

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$84,636 Land $16,326 Building $68,310	$253,908 Land $48,978 Building $204,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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