Rockland County and Ramapo Town property record for 5 Joseph St, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5.5 ba · 6,603 sqft · built 2022 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $472,500 (Sep 2020) |
| Tax Bill | $13,760 (2023) |
| Deeds & Mortgages | Aug 2022 Construction Loan Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392615 63.13-2-94 |
| Primary APN | 392615 63.13-2-94 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,603 sqft Living Area |
| 1st Floor Area | 3,373 sqft |
| 2nd Floor Area | 3,269 sqft |
| Basement Area | 1,166 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 610 ft deep x 200 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
|---|---|
| Porch Area | 308 sqft |
| Patio Area | 117 sqft |
| Canopy | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00398910000 |
|---|---|
| Street Address | 5 JOSEPH ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-6409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BROOKVIEW ACRES |
| Legal Block | 2 |
| Legal Lot Number | 94.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12503 |
Source: Rockland County and Ramapo Town records, as of August 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 JOSEPH ST, SPRING VALLEY, NY 10977-6409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Construction Mortgage VALLEY NATIONAL BANK |
| Sep 21, 2020 | Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Last Transfer Date | Feb 11, 2025 |
| Transfer Doc | 0000005327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 5 JOSEPH ST, SPRING VALLEY, NY 10977-6409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000030901 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022-00030901 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 21, 2020 |
| Property Address | 5 JOSEPH ST, SPRING VALLEY, NY 10977-6409 |
| Document Number | 0000026896 |
| Map Reference | BK 55 PG 45 MAP 2292 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 2020-00026896 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 JOSEPH ST, CHESTNUT RIDGE, NY 10977-6409 |
| Document Number | 0000026897 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-00026897 |
| Name | LOAN DEPOT INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Chestnut Ridge Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $73,200 (+86.26%) Land $16,200 Building $57,000 | $56,900 (-) | |
| 2023 | $13,760.00 | $39,300 Land $16,200 Building $23,100 | $56,900 Land $23,455 Building $33,445 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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