Rockland County and Ramapo Town property record for 15 Joseph St, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,498 sqft · built 1959 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Feb 2021) |
| Tax Bill | $13,258 (2023) |
| Deeds & Mortgages | Jan 2018 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392615 63.13-2-96 |
| Primary APN | 392615 63.13-2-96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 1,708 sqft |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 749 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Enclosed Porch |
| Porch Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00398930000 |
|---|---|
| Street Address | 15 JOSEPH ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-6409 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 |
| Legal Subdivision | BROOKVIEW ACRES |
| Legal Block | 2 |
| Legal Lot Number | 96.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12503 |
Source: Rockland County and Ramapo Town records, as of August 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 JOSEPH ST, SPRING VALLEY, NY 10977-6409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Feb 1, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage APPROVED FUNDING CORP |
| Apr 27, 2017 | Trustee's Deed, Foreclosure IMPERIAL ABSTRACT CORPORATION, IMPERIAL ABSTRACT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on Record |
| Deed Sale | Feb 1, 2021 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 20214067 |
| Prior Transfer Date | Apr 24, 2017 |
| Prior Transfer Doc | 0000013801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 15 JOSEPH ST, SPRING VALLEY, NY 10977-6409 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000147 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2018-00000147 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 1, 2021 |
| Property Address | 15 JOSEPH ST, SPRING VALLEY, NY 10977-6409 |
| Document Number | 0000004067 |
| Map Reference | BK 55 PG 45 MAP 2292 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021-00004067 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 MORRIS RD, SPRING VALLEY, NY 10977-3319 |
| Name | Verified Name |
|---|---|
| Address | 24 APPLEDALE LN, CHESTNUT RIDGE, NY 10977-7230 |
| Document Number | 0000004068 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-00004068 |
| Name | APPROVED FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 27, 2017 |
| Property Address | 15 JOSEPH ST, SPRING VALLEY, NY 10977-6409 |
| Document Number | 0000013801 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 13801 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 12, 2017 |
| Title Company | IMPERIAL ABSTRACT CORPORATION, IMPERIAL ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,384.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 MORRIS RD SPRING VALLEY NY 109773319, SPRING VALLEY, NY 10977-3319 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Chestnut Ridge Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $52,600 (-) Land $16,600 Building $36,000 | $57,900 (-) | |
| 2023 | $13,258.00 | $52,600 Land $16,600 Building $36,000 | $57,900 Land $18,273 Building $39,627 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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