5 Joseph Ct, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 5 Joseph Ct, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	8,387 sqft · built 2007
Lot Size	0.938 acres (40,859 sqft)
Owner	Individual Name on Record
Last Sale	$2,700,000 (Dec 2025)
Tax Bill	$51,800 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01012-0000-00027-02`

Property Details

APN / Parcel Number

Primary APN	`63-01012-0000-00027-02`
Alternative APN	`63010120000000270002`

Interior

Building Area	8,387 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	40,859 sqft (0.938 acres)

Location & Zoning

Street Address	5 JOSEPH CT
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.938 AC
Legal Subdivision	BOROUGH/UPPER SADDLE RIVER
Legal Block	1012
Legal Lot Number	27.02
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3008
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY TRUST COMPANY
Dec 8, 2025	Deed, Transfer ELITE TITLE GROUP LLC
Sep 27, 2022	Sheriff's Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	202585023
Deed Book / Page	5670 / 1520
Prior Transfer Date	Aug 19, 2022
Prior Transfer Doc	0048190826
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 2, 2026
Property Address	5 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Document Number	0000044922
Book / Page	5837 / 1768
Instrument Date	Jun 8, 2026
Instrument	202644922
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425

Mortgage

Document Number	0000044922,
Date	Jul 2, 2026
Book Page	5837/1768
Instrument	202644922

Lender

Name	SECURITY TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 8, 2025
Property Address	5 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Document Number	0056701520
Book / Page	5670 / 1520
Instrument Date	Oct 31, 2025
Instrument	2025085023
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$97,645.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 CHESTNUT RIDGE RD, MONTVALE, NJ 07645-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425

September 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 27, 2022
Property Address	5 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Document Number	0048190826
Book / Page	4819 / 826
Instrument Date	Aug 19, 2022
Instrument	2022094681
Transaction Type	Foreclosure
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$46,095.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 EISLER LN, HILLSBOROUGH, NJ 08844-3499

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,000,000 (-) Land $496,900 Building $1,503,100	$2,000,000 (-) Land $496,900 Building $1,503,100
2025	$51,800.00 (+1.73%)	$2,000,000 (-) Land $496,900 Building $1,503,100	$2,000,000 (-) Land $496,900 Building $1,503,100
2024	$50,920.00 (+2.95%)
2023		$2,000,000 Land $496,900 Building $1,503,100	$2,000,000 Land $496,900 Building $1,503,100
2022	$49,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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