1 Joseph Ct, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 1 Joseph Ct, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	5,679 sqft · built 2007
Lot Size	0.882 acres (38,420 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Mar 2005)
Tax Bill	$36,312 (2025)
Deeds & Mortgages	Sep 2020 Sale Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01012-0000-00027-01`

Property Details

APN / Parcel Number

Primary APN	`63-01012-0000-00027-01`
Alternative APN	`63010120000000270001`

Interior

Building Area	5,679 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	38,420 sqft (0.882 acres)

Location & Zoning

Street Address	1 JOSEPH CT
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.882 AC
Legal Block	1012
Legal Lot Number	27.01
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3008
Census Tract	53201

Owner

1 Joseph Ct is owned and occupied by an individual who acquired it in July 2019.

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 16, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2005 · Amount on File
Deed Sale	Mar 1, 2005 · Amount on File
Deed Book / Page	8785 / 491
Last Transfer Date	Jul 17, 2019
Transfer Doc	0033250331
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 30, 2020
Property Address	1 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Document Number	0037391217
Book / Page	003739 / 001217
Instrument Date	Aug 25, 2020
Instrument	95527
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 JOSEPH CT UPPER SADDLE RIVER NJ 074582425, UPPER SADDLE RIVER, NJ 07458-2425

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 16, 2020
Property Address	1 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Document Number	0035451659
Book / Page	3545 / 1659
Instrument Date	Jan 31, 2020
Instrument	20-030808
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 JOSEPH CT, 1, UPPER SADDLE RIVER, NJ 07458-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425

Mortgage

Document Number	20030809
Date	Mar 16, 2020
Instrument	20-030809

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 16, 2019
Property Address	1 JOSEPH CT, UPPER SADDLE RIVER, NJ 07458-2425
Document Number	0033250331
Book / Page	003325 / 000331
Instrument Date	Jun 20, 2019
Instrument	53934
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 JOSEPH CT UPPER SADDLE RIVER NJ 074582425, UPPER SADDLE RIVER, NJ 07458-2425

Tax Assessment & Valuation

The 2025 property tax bill for 1 Joseph Ct was $36,312, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,402,000 (-) Land $494,100 Building $907,900	$1,402,000 (-) Land $494,100 Building $907,900
2025	$36,312.00 (+1.73%)	$1,402,000 Land $494,100 Building $907,900	$1,402,000 Land $494,100 Building $907,900
2024	$35,695.00
2023		$1,402,000 Land $494,100 Building $907,900	$1,402,000 Land $494,100 Building $907,900
2022	$34,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Joseph Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Joseph Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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