5 John Riley Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 5 John Riley Rd, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2009
Square Footage2,630 sqft Living Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2015)
Tax Bill$8,280.00 (2025)

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:011 B:0000 L:0066

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 JOHN RILEY RD, AYER, MA 01432-1072
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Jan 02, 2018Deed of Trust, Mortgage
DIGITAL FCU
Oct 13, 2020Deed of Trust, Mortgage · Stand Alone Refinance
FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2015 · Amount on Record
Deed SaleJun 15, 2015 · Amount on Record
Prior SaleDec 14, 2007 · Amount on Record
Deed Book / Page65544 / 92
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address5 JOHN RILEY RD, AYER, MA 01432-1072
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080833-51
DateOct 17, 2022
Book Page80833/51
Instrument154701
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address5 JOHN RILEY RD, AYER, MA 01432-1072
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70461-239
DateJan 02, 2018
Book Page70461/239
Instrument73
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term468 Months
DueJan 01, 2057

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address5 JOHN RILEY RD, AYER, MA 01432-1072
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75864-93
DateOct 13, 2020
Book Page75864/93
Instrument184771
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,280.00 (+9.15%)$692,300 (+13.34%) Land $144,000 Building $548,300$729,695 (+0.51%)
2024$725,990
2023$7,586.00$610,800 Land $154,500 Building $456,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNAYER M:011 B:0000 L:0066

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,630 sqft Living Area
Basement Area1,156 sqft Basement
Unfinished Basement1,156 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,504 sqft (0.31 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address5 JOHN RILEY RD
CityAYER
StateMA
Zip01432-1072
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number66
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup2
Census Block2011
Census Tract325102

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