Middlesex County and Ayer Town property record for 3 John Riley Rd, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,218 sqft · built 2007 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (Aug 2026) |
| Tax Bill | $8,061 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:011 B:0000 L:0067 |
| Primary APN | AYER M:011 B:0000 L:0067 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 15,215 sqft |
| 1st Floor Area | 3,544 sqft |
| Basement Area | 1,004 sqft |
| Unfinished Basement | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3 JOHN RILEY RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 67 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 5, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEXBANK |
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit I-C FCU |
| Apr 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Dec 11, 2014 · Amount on Record |
| Deed Document Number | 202698445 |
| Deed Book / Page | 85978 / 483 |
| Prior Transfer Date | Jul 23, 2026 |
| Prior Transfer Doc | 0000098445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 5, 2026 |
| Property Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Document Number | 0000098445 |
| Book / Page | 85978 / 483 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202698445 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Date | Aug 5, 2026 |
|---|
| Name | NEXBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00077484-1 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 77484/1 |
| Instrument | 81536 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079195-115 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 79195/115 |
| Instrument | 253943 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79195-115 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 79195/115 |
| Instrument | 253943 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77484-1 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 77484/1 |
| Instrument | 81536 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70235-107 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 70235/107 |
| Instrument | 185619 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 JOHN RILEY RD, AYER, MA 01432-1072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74454-139 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 74454/139 |
| Instrument | 54094 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,061.00 (+8.39%) | $674,000 (+12.56%) Land $154,200 Building $519,800 | $686,185 (+2.7%) |
| 2024 | $668,135 | ||
| 2023 | $7,437.00 | $598,800 Land $166,000 Building $432,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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